State program targeting disabled/elderly
As if we didn’t have enough to contend with – there is a scam running around going after the disabled that we all need to watch out for. The scam is tied to government programs allegedly trying to get money back used to pay for nursing care of the disabled and elderly. To get that money back some states are preying on the disabled by trying to steal homes, cars and life savings. Here is how the scam works:
Either a social worker comes to the home or you get a phone call saying that nursing care might be available to you – but they need a few pieces of information. At that point they start asking detailed information about your medical conditions (HIPAA violation?) and info about your home, mortgage company as well as what cars you own and bank account data. They then come back on the phone and say you qualify for nursing care — if you sign everything over to them. That is right, they will then ask you to sign over your home, cars, bank accounts and Social Security checks over to this entity. Supposedly then the state will send your nurses to help you for an undetermined amount of time and and undetermined type of care. When asked how long we could then live in our own home if we signed up for this, we were told that "most times we don’t remove the previous owners from the home". When papers are sighed, the state immediately takes control of your home, cars, bank accounts and Social Security checks. That means your car(s) disappear, officials may show up to throw you out of your home, and you can no longer write checks from your accounts.
The state now decides what you can pay for groceries, medication, or anything else. You are allowed to own $2000.00 of personal items when you sign up. If you own more than $2000.00 of items you must hand them all over to the state. That flat screen TV – off to the state. That really nice stereo you picked up 5 years ago, the state owns it now. The computer you purchased last year, a state official will really appreciate that new iMac. You will be forced to live in virtual bankruptcy unable to purchase any items for yourself or your family. Christmas is permanently canceled because you are no longer allowed to own anything.
This scam is real and the states are implementing it. We know that Georgia is doing it and we are trying to find out which others have signed up. This is a giant warning to the care givers that these state officials will try to get the disabled to sign everything over without the care giver in sight. They know that they can take advantage of the elderly with Alzheimer or the disabled taking strong drugs, neither of which are capable of making important financial decisions. This insanity is sanctioned by the state and they will push it hard that this is the only way to get nursing help in the home. Once this is signed up you immediately lose everything, these is no recourse and there is no way of getting your property or money back. Kiss your social security check goodbye, hope you don’t need it to pay your mortgage, prescriptions or daycare.
We would like to collect stories about this happening to our readers. If you have experienced this please drop us a line and tell us a little about what happened and what state was involved. We want to create a list of states to avoid or at least be aware of so no one is abused.
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