The ever increasing doughnut hole
The doughnut hole, or the payment that Medicare patients make when their medications cost more than $2700 a year is going to get bigger. The new bill in Congress is supposed to close the payments over the next 10 years so that all pharmacy payments will be covered by Medicare. However, because of increases in [...]
Massachusetts Governor cuts disability programs
With falling revenues hitting all states is was a matter of time before the programs that the disabled need were cut. Massachusetts lost revenue from families unable to pay for their property taxes or income taxes and has put the state in a tough situation. Many programs have been cut and state workers all over [...]
Medicare recipients already dropped
For those that have not followed all the reports on the new medical bill making it’s way through the Senate, Medicare recipients are losing doctors, hospitals, and general care right now. My doctors have to be careful which medications that the prescribe because many times the company paid by Medicare will not OK the drug. [...]
Insurance company dropping sickest from policies
In several states Guradian Insurance is dropping those people that are the sickest and as such are the most expensive to keep alive. Regardless of the policy or payment record, the insurance company has decided that these people are costing the company too much money and need to be dropped. One executive sent an email [...]
Disabled losing dental coverage
In Florida, The Agency for Persons with Disabilities is charged to provide the disability community with as many services as possible. To pay for the services there are different levels or tiers that the disabled are placed in based on the services they used the year before. Because of the increasing number of people asking [...]
State program targeting disabled/elderly
As if we didn’t have enough to contend with – there is a scam running around going after the disabled that we all need to watch out for. The scam is tied to government programs allegedly trying to get money back used to pay for nursing care of the disabled and elderly. To get that [...]
Dealing with long term care
As we deal with normal life issues disabled people normally don’t think about long term care. Most of us probably don’t have a long term disability insurance policy. Each of us is going to have to deal with long term care because we are probably going to need more and more care as we get [...]
Medicare overpays again
A US Inspector General has reported that Medicare overpays almost $1000 on every wheelchair that they rent rather than purchase. The idea behind the Medicare program is that the disabled will have someone to go back to if there is a problem with their chair and that the repairs will be included with their monthly [...]
Medical insurance changes on the way
The Department of Health and Human Services has developed a website to educate the public on the new medical insurance bill going through congress now. Pundits on the left and right have been discussing this bill for the last two months but no one has taken the time to actually write down what to [...]
Disability claims going through the roof
Social Security is reporting that the number of people asking for benefits has increased dramatically this year. Last year 3.3 million people received new disability claims where for 2009 we are already at 3 million people and we still have five months left to go. No one is quite sure why the dramatic increase in [...]






